#1 in college marketing



Thin File Analysis 2- How the old way makes credit scoring nearly impossible to be accurate
Scoring from350-850 for a 18-24 year old college student is inaccurate

 

Home

History Vision Media Kit Staff Venture Partners Bank Resources Thin File Analysis Government Affairs Credit Card Campus Locations

Old Credit Analysis Technique: Simple Scoring System. Scoring from 350-850 for a 18-24 year old college student is inaccurate.

f(a, b, g)



           pick a score along " f "

Problem: Young adults have “thin credit files” which makes scoring difficult

Solution: Utilize supplemental info (Barrons, loan repayment history, employ figures, past charge offs) to build “” or applicant profile fund

Main | Next>>

 

© 1989 - 2009 UCMS. All rights reserved.

Home | History | Vision | Media Kit | Staff | Venture Partners | Bank Resources | Thin File Analysis | Government Affairs | Credit Card Campus Locations