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China Credit Bureau Analysis and Foundation

UCMS Supplemental Axis (epsilon)
Define relationship between credit and debit data with Slope "P"

 

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SCORECARD MATRIX- An additional axis (epsilon) is compiled from debit activity information. An example would be ATM withdrawls, cell phone records, Internet service records, private club memberships, pre-pay product cards, apartment rental payments, etc. The "f" function has the credit applicants information (employement, loans (if any), address, post code, etc)

DEFINE - By adjusting the slope "P", you define your axis of emphasis.

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Main Page: China Credit Underwriting
Page 2, China Credit Bureau Mistakes
Page 3
, China Credit Bureau Foundation
Page 4
, China Credit Bureau System.
Page 5
-China Credit Bureau Derivation
Page 6: PBOC Debit Report Effort
Page 7: Strengthening Public and Private Credit Registry Ties Larry Chiang's World Bank 2004 Presentaion in Power Point

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